How to: Save Money While Road-Tripping

if you’re driving from Philly to NYC or anything LESS than 5 hours– you’re being selfish. You’re in the car, not the Gobi desert.

I’m not a connoisseur on traveling..like, by no stretch of the imagination. BUT, I do travel. A lot. I drive a ton, and as we ALL know– I’m not made of money. In fact, I’m made of about $100 at any given time, but I make the best of it.

So, how do I do it? TBH, I’m not entirely sure, I kind of don’t check my bank balance until my anxiety gets super high and then I log in with one eye open. I tend to take bets on where I am in my bank account– usually I’m right on the money (lol) but other times, I’m literally shocked.

No but really, I’m pretty savvy when it comes to this stuff. It’s like my bread and butter– only I seem to have a weird problem with bread lately– but seriously. Since it’s the summer, and all you people are out of school and some are out of work for the summer: I bet you one thing: You guys are gettin’ in that car and wastin’ all yo gas.

Drive Smart

This is one place that you can’t fly by the seat of your pants–not only because you’re driving, not flying– but because planning out your route to get where you need to go is essential. I have my ways to get back up to NY, and a back-up way, and a back-up to the back-up. If that’s..backed-up, I deal with the traffic and curse the day I decided to move to PA. If you don’t plan this part out, you can end up driving in circles, getting off at exits and having to repay when you find out it’s wrong, and driving right into bumper to bumper at the GW Bridge.

Fill Up The Night Before

I find this the weirdest of my rituals, but it’s a staple. No, it’s not because someone told me you “get more gas when you fill up when there isn’t any sun out.” (That’s an actual thing flying around the internet.) It’s simply because I’m not in a rush, panic, or waiting until the last minute when I absolutely need to get gas. The obvious reason is: Gas near highways is absurdly expensive. Don’t drive a quarter of the way there on what you had in your tank before you fill up just because you were super excited about getting on the road.

Don’t Drive Like an Idiot

I’m sorry, I just turned into my dad for a sec. But really, DON’T DRIVE STUPID, K? Manage your speed and stop pumping the brake (or slamming). It helps maintain the efficiency of your car. On top of that, you won’t get into a pointless accident because you were tailing someone and couldn’t brake on time.

Don’t Snack Up your Trip

I take my driving seriously. For anyone who has taken a long drive with me knows, we can stop for snacks once and maybe the bathroom if you’re lucky. Listen, snacks and driving are a great combo– but if you’re driving from Philly to NYC or anything LESS than 5 hours– you’re being selfish. You’re in the car, not the Gobi desert. 9 times out of 10, you ate before you got in the car. You’re not going to starve. (Exception: Coffee– it just tastes better if you don’t make it πŸ™‚ )

If you are going on a long trek, pack those snacks. Not only do you not waste needed money, but you are probably going to make better dietary decisions if you already have food. We all know Chic-Fil-A and Cinnabon are super nutritious for your 21-day fix, but let’s get real…packing a portioned out snack is easy and already in your car…unless you forget your food like I do.

Get An EZPass

Stop being an old-fashioned “I prefer cash” kind of person. Cash is king in two places: Construction on your house (great discount) and restaurants. Other than that, I don’t carry cash..partially because I’m terrified I’m going to get mugged. So, here’s the deal. EZPass (or what ever your part of the country calls in..Sunpass, etc) has a discounted rate when you go through a toll, you aren’t always waiting in long lines of cars (unless some idiot texting and driving gets in an EZPass lane and actually just has coins) AND it can be replenished as much or as little as you use it. Just don’t get carried away and volunteer to drive your friends places just because you have a simple out of your hair way to pay for tolls. It can get expensive.

Moral of my long-winded story: driving and budgeting while driving is important. Vacas are fun, and necessary– but it doesn’t mean you have to go all out and go broke, too.

 

 

Love you, mean it.

K

Wanna Save Money?

I wouldn’t call myself exactly…broke AF– but we’re scraping by…so I wanted to close that gap by trying out a couple of ideas that you always see on the internet– and see if they work: Guess what? They don’t.

I wouldn’t call myself exactly…broke AF– but we’re scraping by…so I wanted to close that gap by trying out a couple of ideas that you always see on the internet– and see if they work: Guess what? They don’t..and NO you can’t make $5,000 by doing surveys because you will literally kill yourself from frustration 10 minutes in.

So, I figured out that I should take out my daily spending money per paycheck in cash and leave the rest in my bank account– untouched. WHALE– that kind of worked– but if I didn’t want to spend my spending money because of something I just …needed…to buy, I would just swipe my debit card. SO, that didn’t work too well, but I did figure out that I am deathly afraid to be without a credit card for fear I’ll get kidnapped from work and need to pay for my way home after I escape. So glad I watch so much Person of Interest.

Anywho– here’s what I found works if you are looking for some extra cash, and you have no dignity– like me!

Stop Having Friends

Yea- I said it, but you were thinking it. Friends are super expensive. Weddings, Bar nights, dinners out– sure, you end up sitting home alone every night wondering what to do with the decor of your house– but at least you have your money. (Loljk)

For real though–

Poshmark

Yea, that’s right. Put your crap up for sale. No, not your crappy crap– but your clothes and accessories that you don’t need. And by that I mean– if you didn’t wear it this past season, and it doesn’t fit you…and you forgot about it– SELL it. It makes you feel good!Don’t just sell your clothes, sell your baby’s unworn clothes, or your husband’s clothes that he doesn’t like!

Granted, Poshmark takes out a portion of your profit– but you know what, the app is super user-friendly, and after a couple great reviews– you can shop their wholesale and really turn a profit! However, I haven’t tried that yet, because I’m not too big on the whole…risk your own money for a 50% chance of a reward. Knowing me, I’ll end up with 5 duplicate graphic tees that say “Barre so hard” and no one to sell them to.

Be A Guinea Pig

This too…you read that right. Look up research groups or research study groups. Guess what? If they’re willing to pay me $60 to taste their off brand peanut butter cup…I’m in, and you should be too. Check out local college unions or libraries to see if there are advertisments. They need people, and honey– we’re people!

Stop Buying

Guess what else worked? Not shopping at Nordstrom’s. Or Lilly, or francescas, or etsy…The easiest way to see money in your bank account is not to waste it away on something frivolous. You worked hard for your money– stop wasting it. (Says the girl who was on a mission to buy a new dress for a wedding today)

Well, we can’t all be perfect all at the same time.

Love you, mean it.

K

 

 

Things I’m Loving: Fall 2016

I realize that my blog name is just the opposite of what I do on a daily basis– which is shop for unnecessary clothes and home decor…but, whatever sue me. Anyway, here are the things I’m loving lately:

Emily Ley’s Simplified Planner: Not only is this planner organized by month and day, you have the option to use the timed organization on each weekday page. The hours go from 6am- 9pm, so you’ll be pretty much covered, except for the rager you’re going to at 9:30…sorry about that. Anyway, I have the mini gold pineapples on my cover, but there are such great options if golden fruit isn’t for you. Sign up for their emails, you’ll get some great coups.

Kirklands: If you aren’t #blessed enough to have a store near you, go online and say buhbye to your money. No, just kidding..be smart and download their app. It’s a more organized home goods, and if you know me…I love a good home goods! They have pillows, furniture, and whatever else you def don’t need…but totally want. **Same goes for World Market. That place is a freakin’ castle of treasures.

Caramel Brulee Latte: Yes. This is a Starbucks drink…and yes, I’m aware this makes me look like a complete basic loser, but I’m in love. Go, get a holiday cup and enjoy the sugar coma for a couple hours…it’s worth it.

Lilly Pulitzer Romper: I got mine on sale, but there are plenty of options on the website for an alternative. The closest one to mine is this one. I am slowly buying outfits for my VERY late to the game “honeymoon” in February. I also snatched up this during my last trip in. **It was an essential, so I don’t want to hear it.

Smashbox Be Legendary Lipstick in Deep Gray Matte: As if I wasn’t painting you a nice basic picture of myself just yet…here’s the final nail. This color is literally everything. I’m usually a Nars fan, but I traded in my loyalty for this color…and I’m not looking back, so deal with it. Buy it, and thank me later.

That’s it for now, friends. Stay tuned for an affordable gift guide next week!

Love you, mean it.

5 Of The Worst Bridesmaids Ever

Bridesmaids can make or break your wedding.

Bridesmaids can make or break your wedding. They are supposed to be your best girlfriends and your closest family members. Bridesmaids are supposed to make your life a little bit easier…but sometimes there can be a sour fruit in your basket.

The Drunk One
Ok, this is a dig at myself circa 2009, but c’est la vie, right? Whatever. Girlfriend definitely doesn’t know her limit, and she is totally fine with it. You will usually find her with a beer in her hand while everyone is having a mimosa on the morning of the wedding. We aren’t exactly sure how many she had before she got to the bride’s house, but we know that she probably pre-gamed. Your drunk bridesmaid will most likely ugly-loud cry at your ceremony, and make a scene at the cocktail hour about the lack of mixed drink options. Keep her around, she’s a lost soul.

The Slut
I don’t have any desire to have this lady in my bridal party…for good reason. Not only are your guy’s groomsmen all in committed relationships, but the guests that she’s hitting on all have dates that are currently present at your blessed event. Jesus. Does it ever end? Girlfriend couldn’t decide which squeeze would be the lucky guy, so she actually had the nerve to ask for a plus 2 for her invite. It’s a train wreck and a half, and is usually super entertaining…however, today is not the day for an airing of Desperate and Slutty.

The Overly Opinionated
OH GOD. Let’s just say, shut it. This one is the worst of the worst. Yes, opinions are fantastic…and are even better when you are already leaning against an idea. It’s not a great idea to have this one overly involved in your wedding plans, or you’ll end up planning her dream wedding instead of yours. Piece of advice? Keep this one at arm’s length. Word of advice to this bridesmaid? Get it together. This is your friend’s day…not yours. You two have different styles, and she may want to have a Newsie’s themed wedding. Back her up and ask what color suspenders you should wear.

The Ghost
You won’t see this bitch until she shows up without her jewelry on the wedding day. She probably made an excuse to not come to the rehearsal dinner, but instagrammed her mojito at that classless bar down the block. She will never respond back to your texts, and certainly will not be present at your bachelorette party. Whatever. How do you deal? Make sure to buy an EMF meter and hover it over your wedding pictures. She’ll show up again just in time for you to get pregnant, she loves a good baby shower.

The One Who Ain’t On Board
This one is single, and certainly ready to mingle. The one who ain’t on board should not be confused with the slut, due to one difference: she hates all men, and believes that she will never get a boyfriend. She loathes the fact that you have decided to enter into holy matrimony, and she literally cannot believe that you…the girl who swore off men in college…would ever “break” and get hitched. Let her know your RSVP to her wedding in 2020 to an elderly doctor is an obvious yes.

Love you, mean it

xoxo Kate

**Disclaimer: None of the aforementioned bridesmaid types represent anyone in my bridal party, for serious. Research has been done through many forums.