Inspiration

Reason number 154 why you shouldn’t go shopping today:

Don’t you have some outstanding credit card balances to pay off instead?

My Break-Up Letter to Designer Purchases

We have to see other people, and by other people…I mean I have to see Target, and you have to see my closet.

Dear (kate spade, Longchamp, Tory Burch, etc),

I am writing to you today to let you know about how much money I have spent on you in our long-term relationship of 8 years. In this relationship, I seem to be giving you cold-hard earned cash…and you give me a temporary happiness that is just as quick and fleeting as a Venti Iced Coffee from Starbucks.

We have to see other people, and by other people…I mean I have to see Target, and you have to see my closet. Sigh. We both knew that this was going to come sooner rather than later, and it’s not meant to hurt your feelings…but in all honesty, this isn’t a healthy relationship. You take my money, tempt me with high expectations and pretty colors, and then hit me to the floor with your prices. In essence, you use me for my money.

This is why, for at least 6 months, we have to take a break from each other. Don’t make it awkward and e-mail me…I won’t respond.

All my love and friendship,

Kate

Kate Spade Surprise Sale

It breaks my heart to say that I found that I didn’t have the impulse to spend my money on the beautiful items on the website.

Hi Saving Beauties! Let’s just talk about a little thing called a vice. Mine? kate spade. Ugh, my favorite types of handbags, and my ultimate splurge items all come from kate. I’m not sure what they are trying to do to me…sending me e-mails about a “surprise” wedding sale with 65% off of everything wedding. Sigh. But, after looking through all of the sale items (yes I looked!) I am happy to report back to all of you, I didn’t break. Yes, that cake topper is a must…and yes those “Mrs” earrings are to die for…but I don’t need them. It breaks my heart to say that I found that I didn’t have the impulse to spend my money on the beautiful items on the website. Not that I’m not KICKING myself over it…but I am becoming more responsible with my money. I’ll give you an example: As you all know, I have to pay my own phone bill now, and I’ve discovered that by spending a mere $100 on a totes adorable handbag is very tempting, I could also use that money to save up for my guy’s birthday present AND pay my part of the phone bill. My logic that “what’s 100 dollars going to do anyway?” has been thrown out of my Mazda 3 window like no one’s business. I need that $100 for me to LIVE…and you do too. If you have the extra money, be my guest: kate spade. I do strongly advise you to enter (if you dare) and practice self control. Let’s call this approach-avoidance therapy. Go in, look at the items, and DON’T buy anything.   One tip: After you receive the e-mail…because they are tricky and make you enter it in order to see the sale, go to your inbox and UNSUBSCRIBE. We’ve talked about this before. I feel like a broken record 😉   Anyway, tune in for another post later this week. Love you…mean it Kate

What Your Coffee Order says about You

Coffee is probably the most important thing in most modern day people’s lives. From teens to the elderly, coffee is loved through all ages. Lately, there has been a surge of insane types of coffee invented that most coffee enthusiasts would vote as, “not even sort of coffee.”

 

Regular, Black

Girl, (or guy) you know what’s up. You crave the caffeine goodness and you don’t want any of that petty crap to get in your way. Milk? Blegh. Sugar? As if. You want the bitter and the smooth taste all up in you. You haven’t met a coffee too strong. Your coffee order tells others, “I don’t need substitutions. I’ve got the real deal.” Most of these coffee drinkers are a little rough around the edges and like to keep it real with their friends. No shame in that game.

Regular with Creamer and Sugar

Bitch, you don’t even want 2 percent!? Let’s get this together. Yes, they make those creamers in the same containers that crack is cooked in, therefore it’s easy to get hooked…but come on. As for the sugar, do you want to drink coffee? Or just the thin mint goodness? Most of these coffee drinkers can be found sitting outside their college union with a Marlboro Light hanging out of their mouth and their iPhone 6 playing Selena Gomez and Zedd.

Iced Coffee, any way

Whether it’s wind or rain, you know this coffee aficionado is definitely getting their fix in a big cold way. Any way you pour it, this drinker is not about to make jokes about his or her coffee. Most iced coffee drinkers can be seen wandering around the mall or taking a run to their local Starbucks to get their fix. Most iced coffee drinkers utilize their days off to just wear work out clothes while not going to the gym and wasting time in Target instead. Oops.

Latte

What are you anyway? Do you want coffee or a cup of hot milk? Because, TBH that’s what you’re getting…and you’re even paying well over $3.00 for it. Suddenly, basics all around the globe are taking pictures of their latte art. Hearts, stars, and horseshoes made out of milk foam have flooded my instagram and I want it to stop. Most people who order a latte at their coffee shop are just in it to sound snooty to the rest of the line. “Oh, she’s a latte drinker. She’s got to be sophisticated.” Latte drinkers can be found in the line at Chipotle while discussing how to actually pronounce Chi-polt-ley…or is it Chi-pol-tee?

Macchiato, Machiato?

Literally, is this just crack with a fancy Italian name. Do we even know if it is Italian? I’m unsure about the situation. Anyway, most Macchiato drinkers don’t even know what they are drinking half the time. Why? Because none of them bother to look up what the ingredients are. You can find these people in line to see the midnight showing of 50 Shades of Grey and taking selfies with their custom-made t-shirts fully supporting Christian Grey’s way of life. Do you girl, do you.

FYI: Macchiato simply means “marked” or “stained” in Italian. In the case of caffè macchiato, this means literally “espresso marked with milk.” – Thanks Starbucks.

In my humble opinion…whatever humble means anyway…coffee is made to make you a caffeinated you.  Don’t taint it with your creamers and syrups. Drink it like nature intended to be…hot, black, and bitter. Yum.

 

 

How To Sell On Ebay

Don’t try to sell anything that you don’t own…because that causes problems that homegirl can’t help you with.

Need some cash? I know I do. Well, we all I know I need cash…but hush. Ebay is a great way to make some extra money by selling what you have and cleaning out your room in the process. Many people have great luck when selling online in auctions or using the “buy it now” option. Here are some tips and tricks that can help you get some extra cash before the weekend!

To get started, you must determine what you are going to sell, and make sure that it is clean and ready to ship at a moment’s notice. Yes, that means don’t think about selling that purse when you still have your wallet and crap in it! Also, don’t try to sell anything that you don’t own…because that causes problems that homegirl can’t help you with. Sorry.

To sell like a champ, follow these 5 simple steps!

  1.    Put Yourself in the Buyer’s Shoes
  2.    Take Great Pictures
  3.    Write a Killer Description
  4.    Price It Right
  5.    Be Agreeable

Put Yourself in the Buyer’s Shoes

It is easy to just think like a seller, with money on your mind. However, think about how you shop when you are looking for something. What kind of keywords do you use? What kinds of pictures catch your eyes? Lastly, what kind of posts do you stray away from? It can be a very slippery slope after coming off sketchy to a potential buyer. Make sure to be patient and clear when dealing with clients, and you’ll be sure to sell your items with no issues!

Take Great Pictures

People are visual. What is the first thing that you look for when trying to buy an item online? The pictures! Make sure that your pictures are clear and your items are displayed honestly: without hiding any flaws. (This will make for a bad review later) Make sure to take pictures of your item from each angle and use a lot of light.

Write a Killer Description

Be sure to define your item with plenty of descriptive words. Make suggestions about how to use your item to try to sell it. Be a salesperson. Use words like, “Fantastic” or “New” and “Updated” to spruce up your item listing. Be sure to tag and use keywords correctly. Ebay is an online “marketplace” in which sellers and buyers come freely to bid and barter on items they want!

Price It Right

By using a total like $13.99, a person is most likely going to associate the total of the item to be $13 instead of $14 plus tax and shipping. It is a trick that many stores use during sales and blowouts to move merchandise. Many consumers will associate the price with the lower number to justify the purchase. Try listing your item under the regular sale price by $5. This way, you are giving a great deal for your item. It may not be in the best condition, or be outdated by a couple of models. Give your buyer a break and be realistic with your prices!

Be Agreeable

If a buyer asks for a lower price, don’t disagree just yet! Compromise by lowering the price and asking if there is a way if he or she is able to pay for shipping. If the buyer is demanding lower prices and you don’t want to budge, don’t. But, don’t be rude in the process. If your item arrives broken, or isn’t what they wanted, take caution with voiding out returns. Without returns, many consumers will believe that there is a reason that you don’t want to take your item back. It is also important to have an open line of communication. Answer each question from the consumer with openness and honesty. If there is a problem with your item, describe it and be upfront. If you were in the buyer’s shoes, you may want some of these answers, too! It is important to keep the lines of communication open in order to have repeat customers.

Gambling: Yay or Nay?

You just need to control yourself and walk away…

For most people, gambling can be a vice that they just can’t walk away from. For others, it is not an interest. For me, it’s a catch-22…do I voluntarily become a broke bitch? Or, do I walk away and enjoy other things in life? Although I would choose the latter, my friends would like to have a “sassy casino night” in Atlantic City in New Jersey.

What’s a girl to do? I can’t be a Debbie downer, so I’m gonna have to deal.

How To Gamble: For Non-Gamblers

Make A Budget

Make a budget and stick to it. It’s a common trend for me to verbally tell my fiancé my plan for a budget. I will say how much I am going to spend, and how much I am willing to bend on it. I’ll think about the bills I have to pay, and how much I already have on my credit card. It’s a good strategy to keep in your back pocket when you are faced with the possibility of winning millions.

Be Strong

We’ve all been there: you put in $10.00, and you win $20.00…then $35.00…then you lose it all. When you lose your budget, stop playing. STOP. Casinos now make it easier than ever to put you in debt…including a place to put your credit card, and ATM’s all over the floor. My advice? Take your budget out in cash before you get to the casino. Usually, there is a HUGE surcharge fee all up in that jawn.

Enjoy Other Things

Although casinos are based off of gambling and throwing away money, you might as well throw your money away (if you really want to) on something that has a guaranteed good or service that is beneficial to you. So, go to a show or a club at the casino. In the end, you’ll be happy and drunk. #whatcouldbebetter

Be Negative

Yep, that’s right…be negative. Be realistic. What are the actual chances that you will win millions? Nada. Sorry for the harsh reality, but it’s true. You won’t win big if you keep putting your money in. Chances are, you will lose…and lose big.

Cash Out and Walk Away

If you put in $10, and win $20…cash out. CASH OUT. Go buy yourself ice cream and walk on the boardwalk. Put that money in your money jar and consider it a lucky win. Don’t ever think that you’ll win more with one more round.

That’s it for now, stay tuned for some sassy observations in a couple of days. Should be a good time.

xoxo-kate

If you know someone with a gambling problem, visit your state’s website for a dose of reality.