Back at it…and Embarassed

There is no doubt I stopped writing because I’ve been busy…but there is a side reason as well…I’m back at spending, but wisely. Is that a thing? Is bargain hunting bad? I sure hope not. It seems to me that there is no grey area with deciding to stop spending frivolous money. You either lose all hope, or you don’t even spend money on gas. I’ve decided to break all of these stereotypes. Let’s be real, rationalization at its finest here, folks.

Why deprive ourselves? Saving money is like dieting. When you deprive yourself of an ice cream cone or a cookie, you tend to break your diet more and HARDER. So, I’m proposing, save…but spend responsibly. (I sound like a beer commercial) Don’t fool yourself, because if you are an instant gratification gal or guy, you always will be…let’s look at the hard facts. How would you know? Take a second and think about the past couple of days. Did you think about how much better your room would look organized? What about how much better it would be if your kitchen plates were in a different place? And then think about your reaction. If you went out to Bed Bath and Beyond or the Container Store and GOT and organization rack without weighing out the pros and cons…you’re instant gratification. FACE IT. I know I know…now let’s get over it and DEAL.

Since we last spoke, I left my job because of unhappiness. I still work for the company, just in a different, closer place. BUT this cause a severe dent in my wallet due to lack of paychecks. SIGH. Talk about struggle. Here’s a tip: During unemployment…don’t spend. Seriously, you’ll need your extra cash while looking for a job…or in my case, racking up hours again so you have a reasonable paycheck.

I have spend less money on eating on the way to school or work, which I am very proud of myself. I have taken advantage of my savings account, and decided to start putting money in (for the long run…and my dream wedding) (just kidding?)

Okay, time to jet. My room has been painted and I am SO EXCITED to see it… pictures? Okay…whatevs.

 

Happy Saving/Spending/Being Responsible?

xoxo

Mail’s Here!

I went to work today for the afternoon shift, so I was able to intercept the mail today before my parents were home from work. No sure why I am so secretive about what I buy, since it is my money, but I am…One of my two orders from etsy.com came in today, and I do not have shopper’s remorse about it…SO I decided I would share it! Although pointless to someone who is trying to save money, it seemed perfect for me!

I am the type of girl who loves monograms, so I am always on the lookout for cute monogram items. This was no exception…the price was wonderful PLUS the color/font choices were to die for.  I recommend anyone who loves preppy-ish styles for clothing or accessories to check her out! I have my fix for right now, but the affordable price and the cuteness factor make it hard not to buy! Even if I am trying to save money, I can still budget in order to remain satisfied.

Check Meredith’s shop out!

http://www.etsy.com/shop/PalmettoMonograms

Tip of the day:

“Budgeting does not mean torture! It means control!”

Made by: Palmetto Monograms! So adorable!
Made by: Palmetto Monograms! So adorable!

And Another One Bites the Dust…

Since my boyfriend lives so far away from me, I am always on the lookout for cute little things to send him. Unfortunately, those small things end up being much larger purchases. I consider my weakness as another lesson learned.

Lesson learned: do NOT go onto any shopping website with free shipping if you are attempting to save money.

As for what I purchased for my boyfriend, that will remain under wraps due to him reading this 🙂 BUT I will say, I was proud of the “bargain” I got for what I bought.  But…gifts are selfless right?

On the bright side, I have walked in and out of my local drug and beauty stores and not bought a single nail polish! This does not mean I haven’t thought about it. But, I learned that if I bring a friend along, I will not purchase out of guilt. Not the best reasoning, but better than spending frivolous money on items I didn’t need. Looking through my collection, I found I have over 30 bottles of Essie nail polish from different collections and for different seasons. I have justified thus far every bottle as an essential part of my collection.

Rome wasn’t built in a day….right?