Kate Spade Surprise Sale

It breaks my heart to say that I found that I didn’t have the impulse to spend my money on the beautiful items on the website.

Hi Saving Beauties! Let’s just talk about a little thing called a vice. Mine? kate spade. Ugh, my favorite types of handbags, and my ultimate splurge items all come from kate. I’m not sure what they are trying to do to me…sending me e-mails about a “surprise” wedding sale with 65% off of everything wedding. Sigh. But, after looking through all of the sale items (yes I looked!) I am happy to report back to all of you, I didn’t break. Yes, that cake topper is a must…and yes those “Mrs” earrings are to die for…but I don’t need them. It breaks my heart to say that I found that I didn’t have the impulse to spend my money on the beautiful items on the website. Not that I’m not KICKING myself over it…but I am becoming more responsible with my money. I’ll give you an example: As you all know, I have to pay my own phone bill now, and I’ve discovered that by spending a mere $100 on a totes adorable handbag is very tempting, I could also use that money to save up for my guy’s birthday present AND pay my part of the phone bill. My logic that “what’s 100 dollars going to do anyway?” has been thrown out of my Mazda 3 window like no one’s business. I need that $100 for me to LIVE…and you do too. If you have the extra money, be my guest: kate spade. I do strongly advise you to enter (if you dare) and practice self control. Let’s call this approach-avoidance therapy. Go in, look at the items, and DON’T buy anything.   One tip: After you receive the e-mail…because they are tricky and make you enter it in order to see the sale, go to your inbox and UNSUBSCRIBE. We’ve talked about this before. I feel like a broken record 😉   Anyway, tune in for another post later this week. Love you…mean it Kate

New Phone, New Rules

This past week, I dove into a one of a kind adventure: I voluntarily was taken off of my parent’s phone plan. *boo! hiss!*

Yes, yes I know. It’s a different type of adventure, one of growth. It’s super scary, but very overdue. After all, I am engaged and 24 years old. Eek. What the heck. Now, I am on a plan with my fiancé and he’s expecting me to actually pay my part.

I’m going into this with a pretty positive attitude; this gives me a chance to show myself and everyone around me that I am able to control my spending when it really comes down to it. In case you’re like me, and you are just starting out paying your own bills… I’ve decided to share a trick with you.

Rip it off like a band aid. Submit that full payment and don’t look back. I know, girl. It’s going to be ridiculous, and you’re going to eat fruit for a week…but how worth is it at the end? Very. Not only will you show yourself that you are able to stand on your own two feet…but your parents will be pretty impressed, too.

Anyway, I’m going to go cry in my last season Lucky boots and window shop Kate Spade’s new arrivals. Sue me.

xoxo- Kate

Money Saved in Your Lunchbox

I work at the mall…and I’m fairly lazy in my cooking escapades. We can see where this is going. Mall food. The worst, girl! Please. I’m telling you, I just want a simple hamburger and I’m paying more than what it would cost for a couple of gallons of gas in my car. I literally just can’t do it anymore. It’s not worth the money and the stomach pain.

It’s pretty simple to start meal prepping…ok, it’s simple for your fiancé to start meal prepping. The one crucial piece of advice: Make food that will keep for at least 48 hours. This means, no avocado for day 6.

It’s hard to start, but it’s easy to keep it going. In two days, I’ve seen that my bank account is staying at the same balance. Just, don’t spend that hard saved cash on some stuff you don’t need, like a super adorable shirt. Because…I didn’t get that today or anything.

This week, we made chicken salad, couscous, and celery with some mayonnaise. On the side, we made quinoa pasta and tossed it with some poppyseed salad dressing. I packed a water and a fruit bar!

Next big post should be some meal prep recipes! Stay tuned!

xoxo- Kate

The Hidden Secret

Here’s a tip

Here’s a quick story for you:

A couple of weeks ago, I was having a conversation with my mother. We were talking about saving money, and how to do it successfully. She had mentioned that her assistant principal uses a giant vase to count up her extra money. The vase is kept next to the fireplace, and she and her husband drop in their coins and extra dollars whenever they get a chance. At the end of the year, they take a vacation to Disney World! I’m not in the market for extra vacations, with buying a house and “being” and adult just around the corner. However, I did take my mom’s suggestion to start saving for our honeymoon!

Although this whole carrying cash thing is new to me, I’ve realized that every cent counts, and adds up pretty quickly!  Dropping in money everyday can be a simple task to forget, but don’t!

My hubby-to-be and I have already saved $80.00! It’s not much, but it feels great! You know it’s love when you love saving money with each other!

Chic and Cheap Weddings: 103

After a long week of soul searching (and working like a dog), I’ve decided to write another post about weddings. It’s certainly a biggie: wedding favors, table linens, and veils

Alright, this is a short post, but important.

Wedding Favors

Girl please, most people will be too drunk to get the favor…(unless it’s a dry wedding…in which case, you need to get your priorities straight.) So, anyway, there are plenty of favors that are less expensive than the common ones. For example: food, bubbles, or flower seeds. Candy can run you a good $2.00 per candy, while flower seeds and be a couple cents, if you know where to go. I have gone to my fair share of weddings, and I will tell you my ultimate favorite favor: Nothing. THERE! I said it! Donate that money to a good cause…we all know your guests are more excited about their new profile pics and their drunken buzz than a package of *literally* terrible candies with my husband’s face on them.

Table Linens

Another ridiculous expense that most brides would be better without. Yes, your color scheme is important…and yes! the lace linens you saw ARE super cute…but literally, your guests are looking at you, talking about you, and taking pictures of YOU. I have never heard of a party-goer saying that a bride’s table linens were not “up to par.” Please, we all know you spent a fortune on a table cloth that your aunt dropped spaghetti on…and then tried to cover it up. Linens are the WORST. It is so easy to get caught up in that crap. Do me a favor (just for me, please!) Don’t spend extra on table linens. Most of the time, your venue will have a vast amount of choices that come with the price. Take those bitches for all they are worth!

Veils

Oh, lady! You are literally putting a piece of fabric in your hair for about 3 hours! You might want to make it interesting…for goodness sake, it’s your wedding! If you are anything like me, you want it to be traditional. I get that, I really do. Traditional is good! Don’t splurge for a veil. My advice? Go on etsy, ebay, or a pre owned shop. It will save your life…and your wallet (Which is super cute, by the way!)

That’s all for today, the holidays are getting to me! Oh, and I got published on Elite Daily! Check that baby out!! I’ll see you after Christmas!

xoxo -Kate

Some Advice Before Buying Full Price

Hey Boos-

Ok, so let’s talk about this whole instant gratification thing. I’m guilty. Who isn’t? …put your hand down, bitch. Anyway, I want to talk about buying full price in a store or online. Stawp it. You know it’s going on sale in like, a week. Let me tell you, stores pull items off the floor almost weekly. Stores also almost ALWAYS mark that stuff down come the next two or three weeks. If they don’t, whatevs. Hate me, I saved you some money.

Here’s some advice to you when something is on the market that you just can’t get your eyes off of. (I’ve been there,after all… I am human.)

  • Stalk the crap out of it. Visit that website every day if you have to. Sign up for promo e-mails, then unsubscribe after you’ve gotten what you need from them. (Ugh, that’s so terrible.)
  • Make sure you do price comparisons. Go on direct online sites that maybe selling the same item for cheaper.
  • Although I used to stick my nose in the air about this, check Amazon and Ebay. No jokes..well the one joke would be if you bought something and it was fake…but seriously, there are a lot of people out there who have what you want and are selling it because of a break-up, divorce, or they too are broke!
  • You want it? Work for it. Go on every website you can think of. RueLaLa, Hautelook, Nordstrom, Bloomies, Macy’s, Neiman, Lord and Taylor, do I need to go on? I mean, you found me because you’re trying to get off the drug, you already know what it looks like 😉
  • Just know how terrible you’ll feel when you’ve already bought it, and it goes on sale the next day.

(On another note, trying to stop shopping is like trying to stop smoking the first, second, and third time. Harder than hard. But, once you get over the first hump, it’s so good…in reference to both things.)

Anyway, happy hunting!

xoxo- Kate

Penny Pinching is the Way to Go

With Christmas just over a month away, I have already started a list of people I need to purchase a gift for and the amount I expect the gift to cost.  This is a great way to stick to my budget. I have to congratulate myself, not for my low paying job, but because I am almost positive I am nearing the end of what I call my obsession for designer brands. I could easily charge a Michael Kors bag on my credit card and slowly pay it off over the upcoming months, but I don’t. I instead have come to realize that this isn’t going to make me Instagram famous. No matter how hard I try.

I realize there is a bigger picture: there are bigger things you have to worry about than spending frivolously… No matter how much I think a new handbag would bring in a new season or a new necklace would accent my new outfit, in the long run it isn’t the right choice.

It makes more sense to watch your pennies and only indulge in the smaller things such as my cup of Starbucks iced coffee, a milkshake, or a bite to eat once a week with the person I love when we have the same days off.  I am learning my lessons about what I preach about impulse buying, and instant gratification. It’s not ideal and not where I see myself in five years. For now, my wedding planning and purchasing a house are more important than that new handbag I want, or that Tiffany’s necklace I hope my fiance gets me for Christmas. 🙂

Happy planning and happy savings.

xoxo- Kate