The Feel Good Project

After having my first baby 6 and a half weeks ago, I found myself not being able to feel good about the way I looked. It’s the same old story for most new mommas, but after being told numerous times by my husband that I performed a miracle, I realized I was the only one that felt that I wasn’t confident. So, I made up a project…with the help of my on again off again therapist– It’s called the Feel Good Project, and since most of you guys aren’t moms quite yet, it’s still a great way to feel good when you are having an off week.

The Rules:

  1. Make up outfits– Since I work in retail, this is super easy for me, because I have to wear the clothes…but before I went on leave, my outfits were anything but cute. I have to have at least 3 items on, cute/clean shoes, a necklace, and earrings. This was the hardest, because I’ve been fairly preoccupied with you know…taking care of a newborn. But, I must be doing it right because I’ve been feeling fantastic!
  2. Wear makeup and wash your hair– yes. Go through the process of putting on a little something so you (and only you…because everyone around you thinks you’re awesome) feel good. Make sure to take a shower everyday, and WASH your hair…if you have time, style it.

…and that’s it. You are allowed to have a couple bum days, but you have to GET DRESSED no matter what.

Anywho- It’s Black Friday, and I’m obvs at work…PSA to the shoppers out there…be nice to us today 🙂

 

Love you, mean it.

 

Credit Cards, Promo E-mails, and Mailings! Oh My!

Let’s talk about the biggest trap around these days…Credit cards!
Now, I’m not saying its a complete trap, but much like life vests in the water, credit cards give you a false sense of security, and in this case, money. No matter how much money you make each week from a job, credit card companies will target you for everything you’ve got.

Here’s my advice: (thanks to my boyfriend)
Use your card for a purchase, but pay off the amount ASAP. Don’t wait until the end of the billing cycle. Why? Most of the time, you will reach for a credit card if you are short on cash. I do it too, and together we can stop this nonsense! On top of that, credit cards will give you a minimum payment each month. Most of us busy folk pay the minimum and go on with our daily lives. DON’T DO THIS! After each month, most cards have interest for an unpaid balance. So basically, your credit card is a ticking time bomb that increases in a balance just because you aren’t spending or paying off a balance wisely.

Credit cards aren’t your thing? Lucky. Well, I am going to reiterate a previous post. Promotional e-mails and mailings. These items are used as ploys by companies. (No matter your vice)
I like to think each time you click on an e-mail, a marketing employee for that company laughs manically. These people are marketing geniuses! That catchy e-mail titles, the amazing colors, the pretty pictures…anyone can get sucked in…right?

My advice? Get it together and unsubscribe. My friend and I recently went through our e-mails and purged our accumulated promo e-mails. Since I last wrote this post, more e-mails piled into my inbox to try and tempt me. Did I give in? Obviously. I have a weakness for Rebecca Minkoff! Don’t judge me!

As for mailings, refuse a mailing address when purchasing in a store. It’s for your own good. Sales people will try and convince you otherwise. Listen to me: no.
You aren’t being rude, you’re helping yourself.

Back to a clean slate tomorrow. Be strong, saving beauties!

K

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Holiday Shopping

With the holiday season just around the corner, I figured I would share some interesting ideas for NOT going into debt this year. I know we all want to pamper and spoil our loved ones, but there comes a time that you have to draw the line inbetween being generous and being insane.

For those who have a big heart, but not a big paycheck: read on…

  1. Take cash out before a shopping trip and put in an envelope. Leave your credit cards at home and only use you alotted money that you have budgeted yourself.
  2. Use apps and websites like RetailMeNot, Hautelook, Ruelala, and Looksy to get great, designer looks for less.
  3. Never buy full price. Ever. Don’t do it. You’ll regret it. Do you hear me?
  4. If there is something major that you are buying for somebody, shop around. Instant gratification is not a feeling you want while holiday shopping. You’ll end up finding the exact item somewhere else for $100.00 less. Believe me, it happens.
  5. Do not procrastinate. Start thinking about gifts now. If you aren’t exchanging gifts, think about what you and your loved ones will be doing instead. Dinner? Great…get a reservation ready. Movie Outing? Even better…start making plans.

This year, I started saving for presents in August. I used my savings account as a safe haven for my money (literally). Today, I “cashed out” and once the money arrives into my checking account, I will be on my way to the bank with a crisp envelope ready to withdraw it! 

Shopping on a budget isn’t the most fun. I know we would all love to have an endless amount of money, with sales and beautiful items at our fingertips ready for us to buy…well, the latter actually exists, but you get what I mean. This isn’t dream land, and we don’t have an endless supply of money.

Happy budgeting!

K

Back at it…and Embarassed

There is no doubt I stopped writing because I’ve been busy…but there is a side reason as well…I’m back at spending, but wisely. Is that a thing? Is bargain hunting bad? I sure hope not. It seems to me that there is no grey area with deciding to stop spending frivolous money. You either lose all hope, or you don’t even spend money on gas. I’ve decided to break all of these stereotypes. Let’s be real, rationalization at its finest here, folks.

Why deprive ourselves? Saving money is like dieting. When you deprive yourself of an ice cream cone or a cookie, you tend to break your diet more and HARDER. So, I’m proposing, save…but spend responsibly. (I sound like a beer commercial) Don’t fool yourself, because if you are an instant gratification gal or guy, you always will be…let’s look at the hard facts. How would you know? Take a second and think about the past couple of days. Did you think about how much better your room would look organized? What about how much better it would be if your kitchen plates were in a different place? And then think about your reaction. If you went out to Bed Bath and Beyond or the Container Store and GOT and organization rack without weighing out the pros and cons…you’re instant gratification. FACE IT. I know I know…now let’s get over it and DEAL.

Since we last spoke, I left my job because of unhappiness. I still work for the company, just in a different, closer place. BUT this cause a severe dent in my wallet due to lack of paychecks. SIGH. Talk about struggle. Here’s a tip: During unemployment…don’t spend. Seriously, you’ll need your extra cash while looking for a job…or in my case, racking up hours again so you have a reasonable paycheck.

I have spend less money on eating on the way to school or work, which I am very proud of myself. I have taken advantage of my savings account, and decided to start putting money in (for the long run…and my dream wedding) (just kidding?)

Okay, time to jet. My room has been painted and I am SO EXCITED to see it… pictures? Okay…whatevs.

 

Happy Saving/Spending/Being Responsible?

xoxo

The Adjustment Bureau…Makeup Edition

That’s right, this is going to tell you the hard truth about makeup. As much as I am SUCH a hypocrite in that I have more makeup than anyone, I still do have a couple of ideas in order to tighten up makeup collections and help rationalize not buying more. Time to control yourself and learn to manage with what you have.

First things first, take all of your makeup OUT of your current storage. This way, you will be able to see everything you have, including things you may have *ahem* forgotten about. Next, conquer your storage compartments. Clean them out, take a Lysol wipe to them and make sure to clean up all the old, spilled makeup.

Reorganization:

  1. Part ONE- Look at your foundations. Any that are your wrong shade? Any empty bottles? Throw it out. Have you found a certain brand that you like? Make sure you have enough.
  2. Part ONE A- Look at your eye and face primers. Ask the same questions as above and continue to throw out old or empty tubes. I feel like as avid makeup users, we tend to accumulate samples and different types of products just to have them. Break the habit! It’s not worth the space or the money!!
  3. Part TWO- Check your bronzers and blushes. Do you have two of the same? Is there a shade you didn’t like and just kept? Guess what? Different stores that sell makeup do indeed have a return policy. If you waited a while after your purchase, you lost out on your money. Learn to speak up! You don’t like something? RETURN IT.
  4. Part THREE- Okay, confession time. Eye shadows are my kryptonite. I am SO weak..SO weak. Le sigh. Look through them, I know it’s hard…but just do it. If you find a palette or shade you don’t use, throw it out. I wouldn’t suggest giving it to a friend, because of germs, but if you haven’t used it…go ahead! I stick to Urban Decay eye shadows…if you like a specific brand, just stick to your colors. Let’s face it, you’re never going to try that hip, cool, and new way of doing your eyes…so let’s stop fooling ourselves.
  5. Part FOUR- Lipstick. My love, my obsession, my downfall. Last thing to look at would be your lipstick collection. I know, I know…open each lip color and see if you’ve used it…if you don’t recognize it, guess what? You haven’t used it…throw it out. If you have three kinds of the same pink or red…give one to a friend.

I know it’s hard to hear…but as I’m writing this I’m laughing. I actually SHOULD do this. By minimalizing your collection, you will be able to be more organized and more prone to use the products you already have, instead of buying more because you can’t see the ones you already have.

…I know what I’m doing tonight. Do you?

Step Three

How many of you drop change in the car and never find it again? Think about the amount of change you have dropped and try and add it up in your head. Coins are money too! Several banks and grocery stores have change cashing machines on the premises that can take your “pesky” change and give you a receipt for paper bills! Go through your pockets, purses, and car cup holders and gather all your change! You would be surprised how much there is on the floor in your backseat!

I’m sure I am preaching to the choir…since you are looking to save money…and you found my blog…BUT sometimes the simplest things go unnoticed. Don’t think you are the only one cashing in on your loose change. Plenty of my friends and family do this in order to have an extra $20 in his or her wallet. Don’t be embarrassed.

If you try to rationalize that pair of shoes you have up on the next tab on your browser, think about the extra $10 or $15 that is lying around in quarters and dimes in the bottom of your purse or in the back pocket of your jeans. If you want to save your change, get a large mug or cup and drop a couple coins in each day. In a week or two, you will have a full cup! (This also goes for my other tip…using cash instead of your debit card)

Have you thought about my question from my previous post? What do you spend money on each day?

I’ll list my items:

  1. Coffee- $3.25 or $5.79 (depending on Dunkin or Starbucks)
  2. Lunch/Dinner- $12.00- $20.00 (depending on where I eat)

My goal for this weekend: make my lunch/dinner at home.

 

What’s your goal?

 

Stop Eating Out!

This may be THE WORST part about this whole endeavour. Not only can I not cook, but I’m the epitome of lazy…in the best way possible. Today I made cereal for breakfast (what an accomplishment!) and went on to use some hard-boiled eggs to make egg salad on a bagel. Although somewhat healthy, I decided that I was still hungry, and decided to make further mistakes.

Frustrated beyond belief, I decided I would try to make some pasta with chicken. But I’m deathly afraid I won’t cook chicken long enough. So, I opted for a grilled cheese sandwich with tomato soup. Laughable.

Looking through my pantry, I found tomato paste and V8 juice…and poured the together on the stove. I proceeded to take bread out and slices of American cheese. As I cooked, I felt a sense of pride…only to be swept off my high horse during my first taste.

I HATE tomatoes..and more to the point, it’s summer. Why would I eat tomato soup and grilled cheese on a 87 degree day?! At least I tried right? I think my boyfriend would find all of this rather comical, since he’s in culinary school.

My advice on this subject: If you live with a parent/spouse/boyfriend or girlfriend that cooks…watch them. Learn from them, I know what I’ll be doing.Image