5 Websites You Need In Your Repertoire

Free shipping is yours for a mere $49..which isn’t hard to do once you find their selection of throw pillows.

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We all know I created this blog to get better at saving money, and all I’ve done is help you guys save money while you laugh at my constant regression into Lilly Pulitzer shopping sprees. I’ve been clean for 12 hours at this point, and I’m feeling okay.

I’m here to give you a taste of the good life: 5 ~new~ websites for you to go spend your money at…and maybe feel good about?

The Charity Websites:

Ok, so I have two of these, and I’m not sorry. I’ve purchased from both, and I’ve never regretted it. Reason why? The profits go to something that you support. Each week, Sevenly.org chooses an organization or cause that is in need of support. From the website:

Sevenly makes a pledge of $7 per purchase in its 7-Day Campaigns and 7% for its cause-themed Collections to selected non-profits.

– sevenly.org

Under each cause, the website gives you some info about what you are donating to and how this purchase will help. Here’s what I like: They don’t lie about how much is going back to the cause. They tell you straight up that they do take some of it back in order to maintain the company, etc. If you’re still skeptical: here’s their FAQ.

On to the next: Serengentee.com

“By purchasing fabric from over 25 countries, we support artisans, their families, and ancient fabric making traditions.

And, by giving back 10% of our profits to a diverse range of grassroots causes, we work to improve lives in their communities.” -serengentee.com

You’ve probably seen these a bunch of places, or imitations of the same style. Basically, the founders of this company purchased fabric and patterns from various countries and communities around the world. With that, they used their t-shirt sales to give back to the community that the fabric/pattern came from. Each pattern is so beautiful and colorful. When you select the shirt you want, the information about where the fabric came from is on the page. Here’s my favorite right now.

Marley Lilly

marleylilly.com is one of those websites that you kind of miss when browsing around on the web. Not sure why, because everything is very reasonable and really cute. They even have a “monogram bloopers” on the bottom of the page that is for monograms that they made by accident and put up for sale at a discount. They even have a bridal party section! My personal faves? The 1/4 zip pullover, the baseball hats, and the earrings!

Society 6

Ok ,this place isn’t only on Ebates for a sweet 3.5% cash back, but it has just the kind of stuff that you know you shouldn’t even be looking at! Society6.com is literally the mecca for great prices on wall art, throw pillows, and mugs with smart ass comments on them. They support local artist’s work, and do a ton of collabs with artists, too.

Hayneedle

Ever go into a home goods and think…I feel like I need more? Me too. Here’s where you get it. But more…like much more. You could go crazy on here. If you want bougie for a buck, here’s where it is. Lighting, home improvements, or even just some damn silk flowers– you’re in business. Free shipping is yours for a mere $49..which isn’t hard to do once you find their selection of throw pillows. They even separate product based on styles.

I technically gave you 5 websites already– but here’s another, just for good karma.

Keep

This is sort of a mix of late 2014’s Looksy.com (where did they go?) and Wanelo. It has trending items, gift ideas, and great places to go this week for the best deals. It’s a blog, but it’s great to be in the know. There’s an app you can download so that you can be notified about sales near you, or upcoming deals. They have special deals for subscribers, such as Blue Apron discounts, etc.

 

That’s it for now, hope you go and get your browsing on. It’s okay to spend a little, as long as it’s not on a credit card!

Love you, mean it.

 

 

K

 

 

S or S? : Summer Staples

So, what do you want to splurge or save on?

It’s that time of year again where we find ourselves at a cross roads. To buy new, exciting clothes..or deal with what you have for yet another season of not so cute instagram posts.

Obviously, we have our summer staples: Bathing suits, a cute pair of shorts, sunglasses, flip flops, and a sundress…anything else? I’m probably sure I’m missing plenty of staples…but my dog keeps licking my leg, so that’s what we’re going with for now.

So, what do you want to splurge or save on?

Bathing Suit

Splurge. Yep, splurge on this one. I gotta say, buying bathing suits from Target are great in a pinch, but when you actually spend some quality money (like $100 and you have a mini heart attack while swiping your card) you get a pretty great bathing suit that will last a while. Lands End, Everything but Water, Boden..just to name some. Some things are reasonable, and some stuff is just outlandish– but I’ve seen the difference first hand in how a GREAT bathing suit fits vs a cheaper one. As a bigger laday, it’s hard to find something that flatters you.

Sundress

Save. I know we can all agree that a $98 sundress from Lilly tends to be a *must* for me, but there are so many different dress options these days, that you can get a practical dress for less than $20 that will last you for the summer. Guess what? That color trend or style of dress may be out of style next summer, so it’s best to spend less.

Shorts

Save. Same goes for this topic. Not gonna lie, a good pair of shorts can hug you a special kind of way, but I own expensive shorts…and the pockets stick out and make my hips look wider than they need to. Guess what pair of my shorts DON’T do that? My JCrew FACTORY shorts for literally $15. So, my good pair of shorts that hug me in all the right ways, was $15, while my $68 Lilly Pulitzer pair makes my hips look like they don’t lie. Sometimes, they do. So don’t be fooled.

Sunglasses

Save. Okay, is it just me, or can you find some bomb-ass sunnies for nothing? I know that I had a $3 pair from Marshall’s for the longest time, until I sat on them in my car and then squinted my eyes all the way to New York. I currently have a pair from Dollboxx which is a little more pricey, but still reasonable…and not $150. To add to that, they also make bathing suits that I wouldn’t be caught dead in..but if you can rock them, be my guest.

Flippys

Splurge. Yeppers–buy that pair of Jacks, Eliza B’s or Tory’s. It’s treat yo’self day. First off, Jacks hurt like a bitch, but last a while– unless you get those Jellies, because they hurt AND don’t last…but the reg leather ones are great– just try not to wear them for a whole day unless you like being a grumpy bitch. Eliza B’s are about $60, and WORTH IT. I have about 4 pairs from high school that I can still wear and not look like a bum. They LAST. I just bought a new pair, because they’re madras– but I love how comfy they are and how supportive they feel. Lastly, Tory Burch sells some cute sandals, man. I don’t own any, but for the girl who has everything and wants more– these are for you. She has a ton of choices, and I’m into each one. Everyone might be different, but in my opinion, a sloppy shoe is a sign of a not so put together person.

This summer, spend smart, spend less, and make sure to plan out your purchases so you have enough left over for an impromtu hooky day from work..or if your boss is reading this, an impromtu PTO day 🙂

Love you, mean it.

K

 

Things I’m Loving: Fall 2016

I realize that my blog name is just the opposite of what I do on a daily basis– which is shop for unnecessary clothes and home decor…but, whatever sue me. Anyway, here are the things I’m loving lately:

Emily Ley’s Simplified Planner: Not only is this planner organized by month and day, you have the option to use the timed organization on each weekday page. The hours go from 6am- 9pm, so you’ll be pretty much covered, except for the rager you’re going to at 9:30…sorry about that. Anyway, I have the mini gold pineapples on my cover, but there are such great options if golden fruit isn’t for you. Sign up for their emails, you’ll get some great coups.

Kirklands: If you aren’t #blessed enough to have a store near you, go online and say buhbye to your money. No, just kidding..be smart and download their app. It’s a more organized home goods, and if you know me…I love a good home goods! They have pillows, furniture, and whatever else you def don’t need…but totally want. **Same goes for World Market. That place is a freakin’ castle of treasures.

Caramel Brulee Latte: Yes. This is a Starbucks drink…and yes, I’m aware this makes me look like a complete basic loser, but I’m in love. Go, get a holiday cup and enjoy the sugar coma for a couple hours…it’s worth it.

Lilly Pulitzer Romper: I got mine on sale, but there are plenty of options on the website for an alternative. The closest one to mine is this one. I am slowly buying outfits for my VERY late to the game “honeymoon” in February. I also snatched up this during my last trip in. **It was an essential, so I don’t want to hear it.

Smashbox Be Legendary Lipstick in Deep Gray Matte: As if I wasn’t painting you a nice basic picture of myself just yet…here’s the final nail. This color is literally everything. I’m usually a Nars fan, but I traded in my loyalty for this color…and I’m not looking back, so deal with it. Buy it, and thank me later.

That’s it for now, friends. Stay tuned for an affordable gift guide next week!

Love you, mean it.

TBT: Money Edition

After a few close calls with not having enough money to get home from Manhattan, I quickly tried to change my ways.

I am not sure as to when I started shopping like I had money, but it must have been way back in high school after I started my first job. I looked for deals, and not so good deals: whatever way I could get the look and brand that I wanted. Although I have worked through the better part of my life, I always found a way to not save money, whether it was a new bag, or a movie that I had to see: it was always the same story…maybe next time.

After I met my boyfriend, we finally realized how materialistic our lives had become, and set off on a journey of trying to save up for a future (key word: trying). It started off slowly, as we were in different countries, and I was living with my parents. I couldn’t seem to shake the urge to buy a new outfit every Friday, or a new makeup palette each paycheck. In hindsight, I was making up the excuse that since I didn’t have to pay for anything other than my coffee in the morning—everything else that I earned was fair game to be spent. Let’s just call this my immature stage. I started hiding my online buys from my parents, and racing the clock to get home before them so I could quickly dispose of the evidence. As for my boyfriend, he was buying items from 100 packs of batteries to a signed Oliver Khan jersey that went for a cool 100 euro. Clearly, we needed some sort of therapy.

Although I spent most of my time in school or working, I still find time to blow through my $500 paycheck every two weeks. A Sephora, Forever 21, J Crew, and Target trip were necessities every two-week period. Not to mention the amount of online purchases from ShoeDazzle, Etsy, and Birchbox that found their ways into my mail slot each week, too. By the time the Thursday before my paycheck came, I was counting up quarters in my car to buy myself a cup of coffee. Did I mention I wasn’t paying for my own gas, school loans, phone bill, or necessities? If I could, I would go back in time to give myself a good shake. What the heck was wrong with me? How did I manage to waste away thousands of dollars on items that I can’t even remember?

After a few close calls with not having enough money to get home from Manhattan, I quickly tried to change my ways. I asked my mom if she needed help around her office, and she offered to have me do her filing. Oh, how the mighty had fallen. I stored away the extra cash in an unused wallet, and tried to forget about it. Every now and again, the urge would creep up, and all my progress would crash down around me.

Fast forward to a year ago: my boyfriend and I were planning on getting engaged, I was living in Philadelphia, and I was still on my dad’s bankroll. I was miles ahead of my past self, but I was nowhere close to where I needed to be. I was living in my future parent-in-law’s house, and I was still depending on my dad’s gas card and EZpass to get me to work. I chose a career in retail, and as many know…that doesn’t exactly shout, “money.” I was always looking for a quick fix, when all I needed were 3 things. Three things that changed the way I thought about money, and has now allowed me to continue my career in retail, while purchasing a house, handling my own student loans, and never being late on a house payment.

  • I never thought of money in the correct way. I always thought money was a gateway to a shopping spree, or expendable. I seemed to always be waiting for the next paycheck: I would mess up my “saving plan” by spending it all in Nordstrom, and I would say to myself, “I’ll just wait for the next time I get paid to start saving.” All successful savings starts with a little bit of self-control, and just a bit more of planning. Living paycheck to paycheck? Me too. With a little planning, your miniscule paycheck will seem doable. Sit down and calculate how much money you need each day. For me, I like a coffee in the morning, and that won’t change. Calculate about $2.95 for a Venti iced, and a little extra for a treat at work (if you can). Depending on how often you get paid, take the number of days in between paychecks and multiply your $5.00 per day by that number. That is how much you need for spending money. Afterwards, plug in your monthly costs: electric, water, or mortgage. As for grocery shopping, make sure to keep your receipts to see how much you are spending, and what your average is. Always add that into your monthly costs. Check to see if there are ways to cut the fat, and what is non-negotiable. I use the app Minted in order to get my finances in order. Although I tend to like writing down things on paper, I do like the ease of an app in order to take my finances with me! Minted allows you to see how much you spend, where money is being spent the most, and it even lets you set your own budgets!
  • Utilizing credit cards and bank accounts responsibly. We all are in the same situation; taking out money can be a hassle. In this day? Who needs it? Everyone takes a credit or debit card, so why bother with cash? By taking out your paycheck spending money the day you get paid, it lets you envision your money being taken away from you instead of swiping a card. On bigger and necessary purchases, it is okay to whip out a Mastercard every so often, but make sure that you are not living beyond your means. For my husband and I, we pay off each purchase in the same billing cycle that is was made in. If your bank or credit card does not have an easy app to maneuver, I highly suggest moving your business elsewhere. I judge service of a company on how easy their app is to move around in. If I have to jump through hoops to find my balance, pay it off, or check out my statements, I won’t be staying too long. For my own bank account, I chose PNC bank. I have the virtual wallet account, and I cannot say one bad thing about it. The app is super easy, and customer service is out of this world. My favorite part? No minimum. The bank likes to give you a threshold to let you know when you are low, but I have gone under, and I was not charged a ridiculous amount of money. (Looking at you, TDbank.)
  • No one hates free money, right? Every other website on the planet is banking that you will give them your email address and not hate the amount of spam that they send to you every day. Something that has worked for me is being a product tester. I got the hookup from a friend who was a science major at a local college. The testing center had gone to her school looking for product testers and she signed up. When she told me about it, she sent me the email. I filled out the survey, and I was called in to do the product testing! The studies vary from products to take home, while others take about a half an hour to do at the actual center. Many times the money is around $50, but other times, it can be around $100. That can be a quick fix for money if you are in dyer need!

Many times, people who look at money as a necessary evil, make money the enemy. Money, when handled correctly, is able to take a backseat to what is important in your life, and just be there when needed. After my husband and I got a handle on our finances, we were finally able to sit back, live within our means, and learn to make sacrifices. We can’t all have a Prada bag for each day of the week.

My Break-Up Letter to Designer Purchases

We have to see other people, and by other people…I mean I have to see Target, and you have to see my closet.

Dear (kate spade, Longchamp, Tory Burch, etc),

I am writing to you today to let you know about how much money I have spent on you in our long-term relationship of 8 years. In this relationship, I seem to be giving you cold-hard earned cash…and you give me a temporary happiness that is just as quick and fleeting as a Venti Iced Coffee from Starbucks.

We have to see other people, and by other people…I mean I have to see Target, and you have to see my closet. Sigh. We both knew that this was going to come sooner rather than later, and it’s not meant to hurt your feelings…but in all honesty, this isn’t a healthy relationship. You take my money, tempt me with high expectations and pretty colors, and then hit me to the floor with your prices. In essence, you use me for my money.

This is why, for at least 6 months, we have to take a break from each other. Don’t make it awkward and e-mail me…I won’t respond.

All my love and friendship,

Kate

Kate Spade Surprise Sale

It breaks my heart to say that I found that I didn’t have the impulse to spend my money on the beautiful items on the website.

Hi Saving Beauties! Let’s just talk about a little thing called a vice. Mine? kate spade. Ugh, my favorite types of handbags, and my ultimate splurge items all come from kate. I’m not sure what they are trying to do to me…sending me e-mails about a “surprise” wedding sale with 65% off of everything wedding. Sigh. But, after looking through all of the sale items (yes I looked!) I am happy to report back to all of you, I didn’t break. Yes, that cake topper is a must…and yes those “Mrs” earrings are to die for…but I don’t need them. It breaks my heart to say that I found that I didn’t have the impulse to spend my money on the beautiful items on the website. Not that I’m not KICKING myself over it…but I am becoming more responsible with my money. I’ll give you an example: As you all know, I have to pay my own phone bill now, and I’ve discovered that by spending a mere $100 on a totes adorable handbag is very tempting, I could also use that money to save up for my guy’s birthday present AND pay my part of the phone bill. My logic that “what’s 100 dollars going to do anyway?” has been thrown out of my Mazda 3 window like no one’s business. I need that $100 for me to LIVE…and you do too. If you have the extra money, be my guest: kate spade. I do strongly advise you to enter (if you dare) and practice self control. Let’s call this approach-avoidance therapy. Go in, look at the items, and DON’T buy anything.   One tip: After you receive the e-mail…because they are tricky and make you enter it in order to see the sale, go to your inbox and UNSUBSCRIBE. We’ve talked about this before. I feel like a broken record 😉   Anyway, tune in for another post later this week. Love you…mean it Kate