A Broke Bitch’s Guide to Gift Giving: Friends Edition

Broken down by category, your gift guide for the less than monetary blessed

We all know that when the calendar flips to December, most people and their saving accounts start shaking in their boots. Why? They haven’t budgeted, and it means that they actually have to use actual money to give actual gifts…instead of IOU’s.

So here it is: Broken down by category, your gift guide for the less than monetary blessed:

For the friend that lives beyond her means: Why not make her feel some sort of special? Let her ball out with a GC to Neiman Marcus Last Call. Better yet, YOU ball out at Neiman and get her a Rebecca Minkoff at a quarter of the price. She’ll be kissing your Bass outlet drivers in ultimate thanks. Not a fan of discounted designers? (Me either) Try a candle that smells expensive so she can feel like she’s in the VIP lounge at the 40/4 club. Wait, is that still a thing?

For the friend that’s clever/kind of hipster: Nothing like a pair of earrings to make her feel like she’s edgy and different. If that doesn’t work, try a slightly inappropriate mug because she seriously doesn’t understand her audience. She’ll make sure to drink out of this when she’s with her sister’s kids and feel no remorse for it.

For the friend that’s into passing out in bathrooms: Ah, my favorite. Even though you can give this one a hangover kit, the gift will be gone within 24 hours. Make it last longer, but make it cheap…because it’s guaranteed to be lost within 48 hours. A flask, bottle of alcohol, or a hotline to a self-help line are all viable options as well.

For the friend that’s Martha Stewart: If she has her own place, try a couple things for her kitchen, a ring plate, or a clever door mat. My favorite go-to gift for a first time home owner (apt owner or whatevs) is a personalized cutting board or some really nice coasters. I think the best gifts are experiences: get her a couple of cooking classes, and make sure to go too…because we all know you can’t cook either.

For the friend that’s a wine-o: This is dramatically different than the friend ending up on the bathroom floor. These girls/guys usually just end up in their bed cuddling with their dogs reminising about their times in college when they DID end up on the bathroom floor. Trust me, it’s a real type of person. Wine-o’s love a good bottle of their favorite white, red, or blush. But, let’s face it…blush is just for when you’re feeling fancy. There’s such a thing as WINE SOAP..so that’s gross, but it’s an option. Wine glasses, accessories, and wine bags to hide wine in are obvious but always a go to.  A better time would be a trip to a winery. Get a couple people together and buy a bottle of vino.

Anywho: The best gifts are outside the box. If you aren’t sure, here’s my secret. STALK their pinterest page, facebook page, and what they already own. Don’t over think it, or you’ll over buy.

Holiday Shopping Etiquette

Ah, the season of grumpy parents and bratty children has begun! I’m so excited! Partially because I am neither…but because of Caramel Brulée Lattes at Starbies. But, that’s another post…for another time. However, if you don’t know what it is…click that link, educate yourself, and get back to me…pledge.

Cool- we’re all caught up? Great. Let’s get started. Last year, I blogged about budgeting and making sure you all knew the tips and tricks to stick to your budget. This year, I’m talking about etiquette. Someone has to– might as well be me.

Who To Buy For:

  1. Your direct family. This means parents, siblings, and yes…your in-laws too. Get a “couple gift” if need be, but don’t be a rude sister/brother-in-law. It leaves a bad taste in a person’s mouth.
  2. A significant other. Depending on the seriousness of your relationship, gifts may have to be purchased for his or her family members as well. If engaged, get it together.
  3. Your BFF. Talk to her/him. Determine a budget and stick to it. No one wants to be embarrassed when exchanging gifts.
  4. Your Close Friends. If they are all in the same close knit group, do a Secret Santa sort of deal. If they aren’t, work it out individually. Some friends don’t want to give gifts, and would rather just have a fun night together. I get it, and I’ve done it.

Who Not To Buy For:

  1. That crazy coworker who bought you a candy cane.
  2. Your Dunkin’ lady…your Starbies barista may be another story: She just gets you..and I get that.
  3. Your “friend” who you see once a year to “exchange gifts.” Please, let that end…sooner rather than later.
  4. Your customer at work who knows what kind of car you drive, and the type of coffee you drink. My advice? Don’t drink the coffee she brings you when she comes in to buy stuff. Just saying…
  5. Your coworker’s child. Unless you are close, which I doubt, refrain from this practice. You’ll be broke by the time that kid graduates from kindergarten.
  6. Your boss. We know, it’s important to suck up. Write a card with meaningful thank you. If they wanted a gift, they would have given you a raise.

That’s it. Don’t buy petty, nonsense gifts. This time of year, it is so easy to go crazy and shop for anyone you’ve ever had a conversation with. Don’t do it. It’s not cute. As always, stick to a budget, and always remember to avoid a credit card charge!

xoxo- Kate

Holiday Shopping

With the holiday season just around the corner, I figured I would share some interesting ideas for NOT going into debt this year. I know we all want to pamper and spoil our loved ones, but there comes a time that you have to draw the line inbetween being generous and being insane.

For those who have a big heart, but not a big paycheck: read on…

  1. Take cash out before a shopping trip and put in an envelope. Leave your credit cards at home and only use you alotted money that you have budgeted yourself.
  2. Use apps and websites like RetailMeNot, Hautelook, Ruelala, and Looksy to get great, designer looks for less.
  3. Never buy full price. Ever. Don’t do it. You’ll regret it. Do you hear me?
  4. If there is something major that you are buying for somebody, shop around. Instant gratification is not a feeling you want while holiday shopping. You’ll end up finding the exact item somewhere else for $100.00 less. Believe me, it happens.
  5. Do not procrastinate. Start thinking about gifts now. If you aren’t exchanging gifts, think about what you and your loved ones will be doing instead. Dinner? Great…get a reservation ready. Movie Outing? Even better…start making plans.

This year, I started saving for presents in August. I used my savings account as a safe haven for my money (literally). Today, I “cashed out” and once the money arrives into my checking account, I will be on my way to the bank with a crisp envelope ready to withdraw it! 

Shopping on a budget isn’t the most fun. I know we would all love to have an endless amount of money, with sales and beautiful items at our fingertips ready for us to buy…well, the latter actually exists, but you get what I mean. This isn’t dream land, and we don’t have an endless supply of money.

Happy budgeting!

K