Wanna Save Money?

I wouldn’t call myself exactly…broke AF– but we’re scraping by…so I wanted to close that gap by trying out a couple of ideas that you always see on the internet– and see if they work: Guess what? They don’t.

I wouldn’t call myself exactly…broke AF– but we’re scraping by…so I wanted to close that gap by trying out a couple of ideas that you always see on the internet– and see if they work: Guess what? They don’t..and NO you can’t make $5,000 by doing surveys because you will literally kill yourself from frustration 10 minutes in.

So, I figured out that I should take out my daily spending money per paycheck in cash and leave the rest in my bank account– untouched. WHALE– that kind of worked– but if I didn’t want to spend my spending money because of something I just …needed…to buy, I would just swipe my debit card. SO, that didn’t work too well, but I did figure out that I am deathly afraid to be without a credit card for fear I’ll get kidnapped from work and need to pay for my way home after I escape. So glad I watch so much Person of Interest.

Anywho– here’s what I found works if you are looking for some extra cash, and you have no dignity– like me!

Stop Having Friends

Yea- I said it, but you were thinking it. Friends are super expensive. Weddings, Bar nights, dinners out– sure, you end up sitting home alone every night wondering what to do with the decor of your house– but at least you have your money. (Loljk)

For real though–

Poshmark

Yea, that’s right. Put your crap up for sale. No, not your crappy crap– but your clothes and accessories that you don’t need. And by that I mean– if you didn’t wear it this past season, and it doesn’t fit you…and you forgot about it– SELL it. It makes you feel good!Don’t just sell your clothes, sell your baby’s unworn clothes, or your husband’s clothes that he doesn’t like!

Granted, Poshmark takes out a portion of your profit– but you know what, the app is super user-friendly, and after a couple great reviews– you can shop their wholesale and really turn a profit! However, I haven’t tried that yet, because I’m not too big on the whole…risk your own money for a 50% chance of a reward. Knowing me, I’ll end up with 5 duplicate graphic tees that say “Barre so hard” and no one to sell them to.

Be A Guinea Pig

This too…you read that right. Look up research groups or research study groups. Guess what? If they’re willing to pay me $60 to taste their off brand peanut butter cup…I’m in, and you should be too. Check out local college unions or libraries to see if there are advertisments. They need people, and honey– we’re people!

Stop Buying

Guess what else worked? Not shopping at Nordstrom’s. Or Lilly, or francescas, or etsy…The easiest way to see money in your bank account is not to waste it away on something frivolous. You worked hard for your money– stop wasting it. (Says the girl who was on a mission to buy a new dress for a wedding today)

Well, we can’t all be perfect all at the same time.

Love you, mean it.

K

 

 

What to Expect When You’re Buying a House

It’s not easy, and anyone who says it is, must be on some damn drugs–because even apartment hunting isn’t easy, so don’t listen to them, and they’re psychos.

What is up, lovies?!

Today, we’re doing a super #extra post about me being a know it all about houses…and what I’ve learned being in about 100 of them to finally find a house that I was cool with.

I’m also posting a vid about this as well to connect the two, but since my camera died, I figured I would just write this first!

When you’re looking for a house, you need to make sure that you aren’t stretching your budget– and you are able to afford your mortgage, but all of your extra bills as well– phone, gas, car, water…etc. But, there’s a whole vid on that attached here.

On to the fun stuff– finding your absolutely perf house. It’s not easy, and anyone who says it is, must be on some damn drugs–because even apartment hunting isn’t easy, so don’t listen to them, and they’re psychos. Not only that, but it’s frustrating, irritating, and heartbreaking all at the same time. Honestly, live at your parent’s for the rest of your life– it’s easier. #jkdont

When you finally think about buying that house, think about what kind of house you are willing to transform, or not transform! Turn-key, new construction, or fixer upper are all viable options when it comes to what is best for YOU. Yes, your parents may say that a turn-key is more practical, but honey– we’re livin’ on a budget, and I like to keep my electricity on…partially because I’m afraid of the dark.

Depending on which route you go, there’s a guarantee that you will need to take a look at some stats– school ratings, taxes, crime rates, is it far from work?, and take a look at Megan’s law websites as well. It’s useful and smart, too! After you do all your research, get out and drive! Go over to that neighborhood! No one is going to be wondering why you’re there (unless you have really nosy neighbors in some watch group) (they literally have nothing to do)

Anywhos, go there! Drive through the blocks and take pictures (ok, that might get weird) but take some observations: are the streets dirty?, are there a lot of parks?, where are the schools?, how are people taking care of their homes?, what are the traffic patterns like? Make sure that you aren’t passing over stuff. Like, oh, no there’s a fight outside someone’s house…yea I’m not going to live there, thanks. (Experiences make the best blog posts, right?)

Next on your to-do list is: Make a Wish List!

Make a wish list with your must- haves and your must- have nots. Need two bathrooms? Write it down. Need an office for your huge dream of being insta-famous? Write that down too. Don’t want a basement? Put it down. This way, you aren’t wasting your time on houses that A) have no office B) Have one bathroom and C) Have dark and scary basements! Yes, it’s okay to bend on some of your must- haves…but sometimes you just know…and that’s okay too.

Up Next: Find Some Houses!

Use apps and websites like realtor.com and zillow too! You will discover which one you like more, and sometimes one is more updated than another. Your realtor should be finding you houses, but do some of the leg work on a boring Friday night…search in zip codes that you’ve been driving around in…look at pictures and send some e-mails with addresses to your realtor. The one main rule: Don’t contact the selling realtor without stating that you are represented. Just don’t 🙂

So, the next step is going in and finding some fun houses to potentially buy! But, that’s a whole other story for another time! Make sure to take it easy and not be too stressed about the process…you will eventually find a house– either a month from now–or a year…either way, it’s okay! Don’t be to hard on yourself if you have high standards! You don’t want to be stuck in a house that you regret– and you def. don’t want to be in a house that you can’t sell because of all the issues!

Anyway, don’t be a psycho…because I’m enough of one for both of us. Be chill, go with the flow, and if you’re looking for a house– listen to your realtor…but most importantly, go with your gut. Mine is huge, so that’s why I go with it so much.

 

Love you, mean it.

K

I’m stating that I’m not at all a professional realtor– so my opinions are just that…not professional.  🙂

Home Decor Ripoffs!

Is anyone else sitting on their couch on a Friday night watching HGTV and wishing that they figured out a way to make a ton of money and have a fabulous, Instagram worthy living room? No? It’s just me?

Okay, well is anyone on my same page about this: You hear about a store that is supposed to have amazing deals and awesome stuff, and you muster up the courage to go in– and everything you see is mediocre…and costs more than it should? Yea, me too.

I’m here to tell you that you aren’t alone– home decor is cute, and commercials and social media posts from various stores make you want to jump in the car and drive there even if it’s 10 at night. When you find a new place, the first visit in is like a blind date. You don’t know what you’re gonna get, and you might get stuck with a huge bill if things don’t work out.

So here it is: The top 3 most overrated places for home decor.

If you’ve had luck at these places, I need to go shopping with you– because I walk in, do a loop, and walk out after looking at a couple of price tags.  I can never find anything splurge worthy or affordable enough for me to pull out my Henri Bendel and swipe my Amex. (Don’t tell my husband I still use that card.)

Let me know, am I just looking for the WRONG things at these places? And if you get deals, what are you shopping for?

Pier One

Alright, don’t freaking kill me…but I can’t get into it. I walk in, and I immediately fall in love with a kitchen table that is farmhouse style with beautiful chairs and I can’t have it because it’s so much money and the chairs are all sold seperately….gasp for air… not that this happened to me. Although it’s featured on ebates rn, it’s a total rip off in there. And no, I’m not still bitter about the table, okay? I go in there, and I see a bedazzled pillow that my dog (or baby) would probably choke on, and it costs more than my gas to and from work all week. FORGET IT. I know, there are coupons, but it doesn’t help much. You can get the same, cute stuff for much cheaper other places: IE: Kirklands, Wayfair, NOT Joss and Main, Home Goods, and Ikea.

*Yea, I know Joanna Gaines has a new line that Pier One is selling, and since I love her– I’ll try to go in there again, because I’m a sucker for Chip and I want them both to love me.

Pottery Barn

NO apologies for this one. Included here: West Elm and Crate and Barrel. What am I? A Rockefeller? Not a chance in hell. I went in there during Christmas time to pick up a candle for my mother– one of those battery ones– and I almost choked on my Nordstrom cookie when she told me the price. Bitch, what?! One of those was $60. No way, Josephina. On that note, they have endless amounts of picture frames that are apparently dipped in 24k gold before they are shipped over to this place. I get it, I sound like Phoebe from Friends, but it’s true! If you don’t have to eat everyday, I suggest taking a look here for all of your home needs.

ZGallerie

I’ve never stepped into a store, but holy cannoli! It is expensive online! I watch a ton of YouTubers, and they all worship the ground ZGallerie builds on. Want something to hold…something in? $50 please. What about a purple fuzzy pillow? $150! I will admit, some of their accessories are comparable to what Home Goods sometimes tries to pull on us, but looking at this website makes me feel the same way I feel when I walk into a Bed, Bath, and Beyond. Ripped off.

 

Either way you slice it, I need to be able to rationalize my finds, and also be able to feed my child at the same time. There’s no way I’m going to spend the price of formula for two weeks on a golden artichoke for my mantle.

 

(I mean, if it’s super cute, I’ll consider it)

 

Love you, mean it.

K

 

 

 

 

 

What Did I Do This Week?

On Wednesday, my husband got home and we decided to go out and grab some unnecessary home decor to help us get our minds off of stuff.

Hey you guys!

So, after a long and stressful week, we are finally at most people’s favorite day, Friday! For me, it’s not really the start of my weekend, but you guys like it, so I’ll post for you! This week, my husband and I were faced with some pretty tough decisions regarding his career, but we finally were able to solve it!

When we get stressed, we shop. It’s a super bad way to relieve stress, but we got stuff to make our house cuter– so that’s okay..right?

On Wednesday, my husband got home and we decided to go out and grab some unnecessary home decor to help us get our minds off of stuff. We went to home goods on 202 in Blue Bell, PA. Let me tell you, there’s a difference between good and bad Home Goods. The ones that get hit all the time…and the ones that don’t. This one– it’s a good one. It’s SUCH a good one.

We didn’t go too crazy, but they were just putting out their spring and summer stuff– so I knew we were going to find pineapples and flamingos galore. Let me tell you, I wasn’t disappointed. We walked in, and we immediately went to the mugs. #mugmonday anyone? If you go into a store and immediately put something in your cart– you know you’re going to be there for a while.

Michael found a mug that perfectly described his relationship with coffee. This one is pretty similar to what he found. I walked into the next aisle and found a new tablecloth!

Does anyone else have rules when they go into a Home Goods? Thankfully, my husband has caught on– and walks through every aisle with me and doesn’t stray. I promise you– you’ll miss something!

After debating some other items, we made a promise that we would throw more parties this summer. As you all know, I was pregnant and miserable last summer, so I didn’t want anyone to have fun. This year, I’m ready! We got an adorable pineapple outdoor tray as well as a wooden utensil holder, because I’m really rustic.

The moral of the story is, if anyone comes to my house this summer, they will feel super welcomed.

When we got home, we went right to sleep, and went right into work on Thursday. Today, I was off, and had plans of being in bed all day, but MP3 had other plans. He wanted to be up and out, so I put on my big girl pants and drove around to Marshall’s and Carter’s. (That stuff is in my haul also!)

I am super excited to be adding on another type of media into my blog, so please enjoy my random as hell vlog channel too! We all know I’m not organized to do this all the time, but I’m trying!

 

Love you mean it.

K

 

 

 

 

 

Vintage Sea Theme: Pinteresting

I wanted to have a “vintage sea theme” going on, which is a weird as shit theme, and sounds very pinteresting if you know what I mean.

What’s up everyone?! How many times do you think I can apologize about being super busy? Well, here’s another one! Sorry guys! I’m super busy– and even though I want to be instafamous, I have to go to my job and make money that way. Such is life, right?

Anyway, I’m writing to you guys today to talk about my cute AF decoration in my bathroom! I’ve been having a hard time trying to decorate my house, so I picked literally the smallest room and decided that if I can accomplish that room, I’m winning. Well kids, I “finished” the room! And if by finished we mean the walls need a second coat of paint, and I should probably get a new vanity– eeeehh, it’s basically finished.

I’m a super big commitment-phobe (but not about important things) I’m afraid to commit to wall colors, themes in rooms, and furniture. This is why I haven’t finished any of the other rooms in our house. I made a bold-ass choice in my living room, and I love it– but now, I actually have to get cracking on the furniture part. BUT, that’s another post for another day.

On to the bathroom:

I wanted to have a “vintage sea theme” going on, which is a weird as shit theme, and sounds very pinteresting if you know what I mean. I figured that I could get some boats, anchors, and be super basic about it– but then I hit my head on my hanging chandelier in my kitchen and I got a super crazy idea! #mermaidsMF YES, that’s right. I mermaid that bathroom into a pretty decent place to wash your hands. #imjustbeinghonest

I picked out a very teal, jewel toned paint color for the wall and had my husband paint the walls, and maybe part of the ceiling too. Mostly, because we don’t know how to paint a room. Yes, I still had painter’s tape on the wall a year after we painted, because who knew that it actually makes it HARDER to take off after that long? #notme

I picked out brass-ish accessories for the soap dispenser and towel holder…because we all know that actual bathroom fixtures are expensive AF, and I have to eat everyday.

A year after we painted, I figured that we should do something with the thoughts in my head, and on the snowiest day thus far of 2017, we trekked out to World Market, and bought some cool looking shelves. We then got home, tried to put them together and realized that the shelves indeed do NOT come with brackets, and those are sold separately. Clever. So, three trips later (don’t ask about the stupidity of the third trip), and our shelves were installed!

I had been gathering trinkets and pictures like a hoarder for the past 6 months.  I figured I would pick out items that I would want to use and that would look thematic in our sea bathroom. So, as soon as those babies went up, you bet I was right there to shove my husband out of the way so I FINALLY had a place to put our weird mermaid statue.

When putting items on a shelf– it’s very important not to laugh at yourself for how ridiculous that sounds– there are some visual tips that I like to live by:

  1. Odd numbers are best. Yes, I have an even count on both of my shelves.. Do what I say, not as I do.
  2. Think outside the box when looking for prints. There’s no such store as the “vintage sea themed bathroom store” that has any kind of print/painting/statue that could fit that theme. Girl, you have to search for that…and be on your A-game when you’re in Home Goods. Three of my pictures are gift bags that I cut up and put into a frame.
  3. I tend to keep the same metal, with various colors of wood. I took the inspiration from one print I found at the Paper Source, and surrounded my whole shelf color story around it.
  4. Book ends are a great way to let your audience know that everything in between the book ends are related. Lol, you won’t have an audience in your bathroom.
  5. You can play your color story into various parts of the room, such as the mirror color, your light fixture, or even your door knob. It makes the room look more complete.

 

Items: Top Shelf: Mermaid Statue- Kirklands; Anchor bookend- Home goods; Crown-wearing Octopus- World Market; Mermaid holding anchor- World Market; Frames- World Market and Home Goods

Bottom Shelf: Whale Painting- Home Goods; Anchor bookend- Home goods; Mermaid greeting card- Home goods; Mermaid print- Paper Source; Frames- Home Goods, TJ Maxx

Here’s the bottom line, if you want your house to be pinterest-worthy, you better worry about it way too much, and let it consume your life.

 

Love you, mean it

k

New Year New Me? Relax.

These “new year, new me” people. MY GOD. Is it just me or are people extra aggressive with their wishes this year?

Alright alright, so I spent too much at Christmas and I’m totally ready for my overly expensive trip to Jamaica (so my saving mantra is a bust)– but we have something to talk about:

These “new year, new me” people. MY GOD. Is it just me or are people extra aggressive with their wishes this year? First off, the line to sign up at Planet Fitness is out into the parking lot and the line at Whole Foods is even longer. Half these people haven’t eaten kale, but they read it’s a staple piece for starving yourself.

“I’m going to change careers”

“I’m going to stop being mean to my husband”

“I’m going to own a dragon”

…where do the delusions end?! Anyway, I have a couple of theories on new year new me, and since you’re already here, maybe you should stick around to read them.

First off, if you’re reading this, you are probably wondering if you are a “new year, new me” person that I’m bitching about. Guess what? You probably are, so stop it and set a goal when you are actually going to do it…like in July when you realize that your cookie pouch of a stomach is indeed not cute in your bathing suit. That’s a new year new me moment that will stick with you.

As for the other 4 people reading, you’re probably in the same boat as me– every day you say you’re going to eat different or less, work out more, stop gossiping…and then something always happens, and cookies are suddenly in your mouth while your dog silently stares at you judging your every move.

My thoughts? Stop trying to think that January 1st is magical. Yes; I get it, the first of a month can inspire change in some…some psychos. For all you normal people out there, stop pressuring yourself to make a change immediately. Change takes planning, change takes time, and sugar takes 3 days to get out of your system completely.

I applaud those who have stuck to their goals thus far, it has been 9 days and you are goin’ strong. I’m not going to encourage you, but you only have about 12 more days until it becomes a habit…and you’re on your way, so don’t screw up 🙂

 

xoxo

Kate

 

An Open Letter to a Mentor

It started as a job. That’s it. I interviewed, and you offered me the job on the spot. Later on, you told me that I wasn’t a good interview, but I was a looker, and that’s what you needed to fill the job.

Little did you know how much you changed me, made me the person who I am today, and showed me how sure I really am about my career path. I’m sure that I am not the only one who feels this way, but I’m here to tell you thank you. Thank you for letting me put all my emotions on the table, thank you for letting me be your friend…while you became my first mentor in my career. A career that I didn’t even know was worth pursuing, until you opened the door, and walked me down the first part of the path.

You showed me that retail is not just a job, but rather a career for the wise, witty, and creative. You taught me how to sell…sell ice to an Eskimo, and make them believe that they really needed it. You did all of that, while showing me that a mentor, and a manager could be a respected friend and confidant. Countless memories go through my head, while I reminisce about how different I was, and still am, to you. Yet, you still cared, and you still let me be me…while shaping and molding me to make smart decisions in my personal and career life. You did all that, in two short years.

I was going through issues; there was no doubt about that. You let me air it out, on the clock, while still teaching me and using my useless Excel and Power point knowledge to your advantage. You encouraged me to finish school, while reaching inside my heart to let me see my full potential. I came as a broken mess, and you helped me pick up the pieces and move upwards from the lowest position in the store to a respected position that utilized my talents and smarts.

My days and moods varied on what kind of customers that I would encounter that day. “Did I want this to be forever? Is this the company to stay with?” All the while, you were there with the answers. The truth is, you saw that I was good…nay, great at what I was doing, and you tapped into that. I was never meant to be a social worker, sociologist, or (for a brief month) a terrorist interviewer. I was meant to make people happy, and although retail seems to be more on the materialistic aspect of careers…you showed me that there is a way to make it into a happy and fulfilling life.

You saw it inside me, and you grabbed it. Not for your own benefit, but rather because you saw the pain behind my eyes while I tried to figure out what I was going to be for the rest of my life. Maybe, you saw you inside of me, or maybe you still don’t realize how much you actually meant to me, but for everything that you did, and for all of the doors you opened for me, all while being a friend…thank you.

 

 

 

 

 

BB*SA