Wanna Save Money?

I wouldn’t call myself exactly…broke AF– but we’re scraping by…so I wanted to close that gap by trying out a couple of ideas that you always see on the internet– and see if they work: Guess what? They don’t.

I wouldn’t call myself exactly…broke AF– but we’re scraping by…so I wanted to close that gap by trying out a couple of ideas that you always see on the internet– and see if they work: Guess what? They don’t..and NO you can’t make $5,000 by doing surveys because you will literally kill yourself from frustration 10 minutes in.

So, I figured out that I should take out my daily spending money per paycheck in cash and leave the rest in my bank account– untouched. WHALE– that kind of worked– but if I didn’t want to spend my spending money because of something I just …needed…to buy, I would just swipe my debit card. SO, that didn’t work too well, but I did figure out that I am deathly afraid to be without a credit card for fear I’ll get kidnapped from work and need to pay for my way home after I escape. So glad I watch so much Person of Interest.

Anywho– here’s what I found works if you are looking for some extra cash, and you have no dignity– like me!

Stop Having Friends

Yea- I said it, but you were thinking it. Friends are super expensive. Weddings, Bar nights, dinners out– sure, you end up sitting home alone every night wondering what to do with the decor of your house– but at least you have your money. (Loljk)

For real though–

Poshmark

Yea, that’s right. Put your crap up for sale. No, not your crappy crap– but your clothes and accessories that you don’t need. And by that I mean– if you didn’t wear it this past season, and it doesn’t fit you…and you forgot about it– SELL it. It makes you feel good!Don’t just sell your clothes, sell your baby’s unworn clothes, or your husband’s clothes that he doesn’t like!

Granted, Poshmark takes out a portion of your profit– but you know what, the app is super user-friendly, and after a couple great reviews– you can shop their wholesale and really turn a profit! However, I haven’t tried that yet, because I’m not too big on the whole…risk your own money for a 50% chance of a reward. Knowing me, I’ll end up with 5 duplicate graphic tees that say “Barre so hard” and no one to sell them to.

Be A Guinea Pig

This too…you read that right. Look up research groups or research study groups. Guess what? If they’re willing to pay me $60 to taste their off brand peanut butter cup…I’m in, and you should be too. Check out local college unions or libraries to see if there are advertisments. They need people, and honey– we’re people!

Stop Buying

Guess what else worked? Not shopping at Nordstrom’s. Or Lilly, or francescas, or etsy…The easiest way to see money in your bank account is not to waste it away on something frivolous. You worked hard for your money– stop wasting it. (Says the girl who was on a mission to buy a new dress for a wedding today)

Well, we can’t all be perfect all at the same time.

Love you, mean it.

K

 

 

Inspiration

Reason number 23 why you shouldn’t go shopping today:

Driving to the mall in ice/sleet/rain/snow is a bad idea. Unless, you can walk…then you’re screwed. Get those snowshoes out!

Some Advice Before Buying Full Price

Hey Boos-

Ok, so let’s talk about this whole instant gratification thing. I’m guilty. Who isn’t? …put your hand down, bitch. Anyway, I want to talk about buying full price in a store or online. Stawp it. You know it’s going on sale in like, a week. Let me tell you, stores pull items off the floor almost weekly. Stores also almost ALWAYS mark that stuff down come the next two or three weeks. If they don’t, whatevs. Hate me, I saved you some money.

Here’s some advice to you when something is on the market that you just can’t get your eyes off of. (I’ve been there,after all… I am human.)

  • Stalk the crap out of it. Visit that website every day if you have to. Sign up for promo e-mails, then unsubscribe after you’ve gotten what you need from them. (Ugh, that’s so terrible.)
  • Make sure you do price comparisons. Go on direct online sites that maybe selling the same item for cheaper.
  • Although I used to stick my nose in the air about this, check Amazon and Ebay. No jokes..well the one joke would be if you bought something and it was fake…but seriously, there are a lot of people out there who have what you want and are selling it because of a break-up, divorce, or they too are broke!
  • You want it? Work for it. Go on every website you can think of. RueLaLa, Hautelook, Nordstrom, Bloomies, Macy’s, Neiman, Lord and Taylor, do I need to go on? I mean, you found me because you’re trying to get off the drug, you already know what it looks like 😉
  • Just know how terrible you’ll feel when you’ve already bought it, and it goes on sale the next day.

(On another note, trying to stop shopping is like trying to stop smoking the first, second, and third time. Harder than hard. But, once you get over the first hump, it’s so good…in reference to both things.)

Anyway, happy hunting!

xoxo- Kate

Surveys? Reviewer? What Have I Gotten Myself Into!?

Because of my career situation, you know…not having one and stuff, I’ve decided I need to pick up a second job to soften the blow of my bills. Being the optimistic bitch I am, I figure I can do anything I set my mind to! Little did I realize, that isn’t the case. Since I graduated school, I have been more and more focused on what I’m doing with the rest of my life. I’ve come up fairly empty-handed.

To be honest, I want to be a freelancer. I want to be able to sit in a starbies all day and write to the public. I want to write blogs, articles, and be interacting with people. Oh, and get paid a sick nasty amount. Where is that job? It probably doesn’t exist. But, my positive mind has told me, “Don’t give up!” So, I went on my merry way, googling the crap out the statement “get paid to freelance.” In the past, I came up with nothing.

Two nights ago, I stumbled upon a website: elance.com. Basically, this is like the classifieds for freelancers. I filled out my profile and started applying to jobs. I got a hit not even an hour into being a member! It was for daily writing: 2-5 articles per day and around 400 words each. I didn’t know what I was getting into, so I accepted it. After the fact, I realized that my excitement was for nothing. After contacting the client, I realized that this wasn’t going to be what I thought it was. Instead of this being a casual 2 to 5 articles per day that I could complete whenever I wanted, I would have to juggle both my almost full-time job and these articles each day. I am hoping that my next endeavor on this website will be a positive one.

While looking around the Internet I figured that I could get paid to review certain products, so I signed up to be a “taker of surveys.” Let me tell you, it’s a con job. No joke it’s a con job. For each survey you take, you could get up to a whopping $.45! If you ask me, this is the stupidest idea ever.  So, I decided that I would go onto another website. This time to review new artists. I will get six cents each review and I would have to listen to the song for 90 seconds. Not only is this a colossal waste of time, you have to listen to some freaking terrible music. Needless to say the struggle is real.

In conclusion, I’d like to say that freelancing is where my heart is, but as of right now it will stay my part time job. Until of course I hit it big and become the modern day Carrie Bradshaw.

xoxo- Kate